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Budgeting for School Leavers

Personal finance is unfortunately not a subject taught in all schools. For this reason, some young people leave school without knowing how to manage money effectively. Many are also clueless about applying for credit and therefore may acquire credit cards…


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Avoiding Debts and Payday Loans

Following on from our blog about learning budgeting basics, it is equally important for teens and young adults to be educated about debt, in particular the dangers of taking out payday loans. Debt seems to be part of adult life in today’s society…


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Budgeting Basics

Budgeting and money management are generally not subjects taught in school or college. However, it is very important to be taught budgeting basics. Learning how to manage money and avoid getting into debt at a young age helps to build financially…


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Family Problems at Christmas

Families can be a source of grief at Christmas. People are often obliged to spend time with relatives they would rather avoid. Families may be fragmented by marital breakdowns, divorce, long-standing feuds or other relationship conflicts. People also…


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Financial Problems at Christmas

One of the biggest worries people have at Christmas is the financial cost. A recent survey found that around one million people in the United Kingdom are still paying for Christmas 2013. And no doubt their debt will get even bigger after Christmas 2014…


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Tackling Youth Unemployment

In the UK, 1.03 million young people aged 16–24 are unemployed and the rate of youth unemployment, at 22.2%, remains high. At 17.9%, Northern Ireland has one of the highest rates of youth unemployment in the UK and the number of young people without a job…