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Man sitting at his desk with a pile of bills and a distressed thought bubble

Financial Problems at Christmas

One of the biggest worries people have at Christmas is the financial cost. A recent survey found that around one million people in the United Kingdom are still paying for Christmas 2013. And no doubt their debt will get even bigger after Christmas 2014…


Two parents arguing with an upset young girl in the foreground

Family Problems at Christmas

Families can be a source of grief at Christmas. People are often obliged to spend time with relatives they would rather avoid. Families may be fragmented by marital breakdowns, divorce, long-standing feuds or other relationship conflicts. People also…